a couple and their dog sitting on the bed of a truck outdoors

Recreational Vehicle Loans

Smell the fresh air, feel the wind in your hair or the water on your face with a Recreational Vehicle loan!


Whatever excitement you desire, motorcycles, boats, campers, RV’s, or ATV’s, let us finance your dream machine! Call today or fill out the form online to request an appointment.

Recreational vehicles: Up to 100% NADA Retail Value

Important Information

1.) Minimum annual percentage rate (APR) is based on a loan amount of $20,000 with a 60 month term for a 5-year-old or newer vehicle, an automatic payment from a Lyon County State Bank account and a $100.00 consumer loan fee.

2.) Maximum APR is based on a loan amount of $2,500 with a 24 month term for a 10-year-old or older automobile and a $50.00 consumer loan fee.
*Sample payment information based on estimated loan information:

  • 60-month term: Minimum fixed 5.710% APR; based on a loan amount of $20,000; monthly payment is $384.31.
  • 24-month term: Maximum fixed 18.009% APR; based on a loan amount of $2,500; monthly payment is $125.79.
*Loans subject to credit approval; terms and conditions apply. Minimum loan amount is $2,500. A 2% origination fee up to $100.00 applies. Actual APR will be determined based on loan amount, model year of vehicle, credit worthiness and any automatic payment discounts from a Lyon County State Bank account. Rates and terms are subject to change without notice. Other conditions may apply. Contact the Loan Department for full details.

Rates

Rates effective as of 08/25/2022

Type Rate APR
Minimum 5.50% 5.710%1
Maximum 14.0% 18.009%2

Loan Information Details
Loan Types
Secured
Unsecured
Purpose
RV
Camper
Boat
Motorcycle
ATV
Collateral Unsecured: None
Secured: RV, equipment, marketable securities, CD
Repayment Term Interest and principal due monthly on a fully amortizing basis
Rate Options Fixed
.25% discount with an automatic payment
Other Fees
Loan origination fee
Filing cost, if applicable
VSI insurance











Man holding a young boy looking out a large window

Loan options for all of life’s milestones.


Buying a home, purchasing a car, consolidating debt, tackling unexpected expenses, or whatever life throws your way.