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Auto Loans

Stop dreaming and start driving!


Important Information

1.) Minimum Annual Percentage Rate (APR) is based on a loan amount of $20,000 with a 60 month term for a 5-year-old or newer automobile, an automatic payment from a Lyon County State Bank account and a $100.00 consumer loan fee.

2.) Maximum APR is based on a loan amount of $2,500 with a 24 month term for a 10-year-old or older automobile and a $50.00 consumer loan fee.

*Sample payment information based on estimated loan information:
  • 60-month term: Minimum fixed 4.206% APR; based on a loan amount of $20,000; monthly payment is $370.57.
  • 24-month term: Maximum fixed 14.500% APR; based on a loan amount of $2,500; monthly payment is $121.60.
*Loans subject to credit approval; terms and conditions apply. Minimum loan amount is $2,500. A 2% origination fee up to $100.00 applies. Actual APR will be determined based on loan amount, model year of vehicle, credit worthiness and any automatic payment discounts from a Lyon County State Bank account. Rates and terms are subject to change without notice. Other conditions may apply. Contact the Loan Department for full details.

Rates

Rates effective as of 05/12/2022

Type Rate APR
Minimum 4.00% 4.206%1
Maximum 12.50% 14.500%2

Loan Information Details
Loan Types
Secured or unsecured
Purpose
New car
Used car
Collateral Unsecured: None
Secured: Vehicle, marketable securities, CD
Repayment Term Interest and principal due monthly on a fully amortizing basis
Rate Options Fixed
0.25% discount with an automatic payment
Other Fees
Loan origination fee
Filing cost, if applicable
VSI insurance











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Personal and Business Credit Cards 

Lyon County State Bank VISA® Platinum credit card earns unlimited rewards on every purchase, every day.